Quiet wind season leads Q3 cat loss ratios to drop across the board
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Quiet wind season leads Q3 cat loss ratios to drop across the board

Insurers with SCS exposure reaped fewer benefits but still improved over Q3 2024.

By Adam Kovac
November 20, 2025
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q3 cat losses nov 20 25 ils.png

A historically quiet wind season led 17 carriers tracked by this publication to post by far the lowest average Q3 cat loss ratio in the past five years.

The

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Analysis Catastrophe losses Commercial lines Personal lines Re/insurers Insurers North America
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